R

Calculator Portal

112 free calculators for German finance. Accurate results, clearly explained.

Taxes & Salary

Gross-to-Net Salary Calculator

From gross to net in seconds

Vehicle Tax Calculator

Calculate vehicle tax and compare cars

Side Income Tax Calculator

How much do you keep from side income?

Inheritance Tax Calculator

Calculate inheritance & gift tax

Property Tax Calculator

Calculate your new property tax

Freelance Rate Calculator

Calculate your fair freelance hourly rate

Usage Rights Calculator

Calculate fair usage rights for your creative work — with factor-based calculation following AGD guidelines.

Fuel Cost Calculator

Calculate fuel costs per trip and annually

Inflation Calculator

Calculate purchasing power loss and price trends

Tax Refund Calculator

Calculate your tax refund quickly and easily

Bitcoin Production Cost Calculator

Calculate production cost floor: hashrate, energy costs, halving projection

Severance Pay Calculator

Calculate severance pay: fifth-part rule, tax burden, optimization tips

ETF Savings Plan Calculator

Simulate ETF savings plans: compound interest, scenarios, withdrawal planning

Midijob Calculator

Calculate Midijob net pay: transition zone, social insurance savings, pension

Company Bike Calculator

Calculate company bike leasing: salary sacrifice savings, employer benefits

Startup Cost Calculator

Calculate startup costs: legal form, burn rate, runway, break-even

Active Pension Calculator

Calculate the 2026 Active Pension: up to €2,000 wage tax-free, net comparison, tax savings

Commuter Allowance Calculator

2026 commuter allowance: 38 cents from the first kilometre — deductions & real tax saving

EV Premium Calculator

Work out your 2026 German EV purchase premium — base, family and income bonus, up to €6,000

Overtime Calculator

Calculate overtime surcharge and net payout — current vs. planned law compared

Compound Interest Calculator

Calculate compound interest: lump sum, savings rate, interest gain & compounding effect

Tax Class Calculator

Find the best tax class combination for couples: III/V, IV/IV or factor method

VAT Calculator

Calculate German VAT: gross to net and net to gross at 19% or 7%

Pension Calculator

Calculate your German state pension: pension points, deductions and net pension

Income Tax Calculator

Calculate 2026 German income tax: single and joint tariff, solidarity and church tax

Trade Tax Calculator

Calculate German trade tax: allowance, base amount, municipal rate and income tax credit

Hourly Wage Calculator

Convert monthly salary to hourly wage and back, including a minimum wage check

Holiday Entitlement Calculator

Calculate holiday days: statutory entitlement, part-time and pro-rata leave on joining or leaving

Short-Time Work Allowance Calculator

Calculate German short-time work allowance: 60 or 67 percent of the net pay difference

Working Hours Calculator

Calculate working hours per day & week with breaks, decimal hours and a German Working Hours Act check

Public Sector Salary Calculator

Calculate TVöD & TV-L pay 2026 — pay group, step, annual bonus and net salary

Pension Increase Calculator

Calculate the 2026 pension increase (+4.24%): new gross & net pension, extra amount, tax check and 2027 forecast

Net Pension Calculator

Calculate your German net pension: pension tax, taxable share, health and care insurance and tax-free pension by start year

Interest Calculator

Simple & daily interest: solve for interest, principal, rate or time — with formula, worked solution and German default interest

Gold Value Calculator

Calculate gold value: 333, 585, 750 gold and silver — fine gold content, melt value & buy-back value

Company Car Calculator

German company car tax 2026 — 1% rule, EV 0.25%, hybrid 0.5%, logbook and net cost

Retirement Savings Account Calculator

Germany's retirement savings account from 2027: basic & child subsidy, tax benefit and value at retirement – vs. ETF plan

Retirement Age Calculator

When can you retire in Germany? Pension at 63, deduction-free pension after 45 years, statutory age and deduction in % and €

Part-Time Calculator

Calculate part-time pay 2026 — gross, net compared with full time, and holiday entitlement

Late Payment Interest Calculator

Calculate German default interest (§ 288 BGB) for several invoices to the day — with base rate table since 2002 and €40 flat fee

Withdrawal Plan Calculator

Calculate a withdrawal plan: how long your capital lasts, how much you can withdraw and how much you need for financial independence – with inflation & German capital gains tax

Notice Period Calculator

By when must you give notice? German notice periods for employment (§ 622 BGB, probation, contract, collective agreement) and leases (§ 573c BGB, 3rd working day) with holidays

Capital Gains Tax Calculator

Calculate German flat tax on interest, dividends, share gains and ETFs — with saver's allowance, partial exemption, loss pots, church tax and favourability test

Cash Discount Calculator

Calculate a cash discount: discount, amount payable, VAT correction (§ 17 UStG) and effective annual rate compared with your overdraft rate

Disability Pension Calculator

Calculate the German disability pension: full or partial pension with credited period, reduction, 2026 earnings limits and net pension

Usufruct Value Calculator

Calculate the capital value of a usufruct or right of residence under § 14 BewG with the 2026 multipliers — incl. gift tax comparison

Housing & Moving

Family & Social

Basic Income Support Calculator

Calculate your basic income support (formerly Bürgergeld) eligibility

Divorce Cost Calculator

Calculate and compare divorce costs

Child Support Calculator

Calculate child support using the Düsseldorf Table

Care Allowance Calculator

Calculate care allowance & combined benefits

Wedding Cost Calculator

Plan your wedding budget with regional prices

Parental Allowance (Elterngeld) Calculator

Calculate your German Elterngeld (parental allowance) 2026: basic & Plus, with monthly income overview for parental leave

School Year Cost Calculator

Calculate all school costs: supplies, lunch, transport, after-school care, class trips

University Cost Calculator

Plan your studies: semester costs, living expenses, BAföG, financing gap

Health Insurance Comparison Calculator

Compare statutory vs. private health insurance: costs, long-term projection

Sick Pay Calculator

Calculate sick pay: continued pay, block period, exhaustion of benefits

Breakup or Wedding?

The relationship check: How stable is your relationship really?

Child Cost Calculator

What does raising a child cost from 0-18? Childcare, clothing, education

Pet Cost Calculator

What does a pet cost? Dog, cat, small animal — monthly and lifetime

Early-Start Pension Calculator

Calculate the planned Early-Start Pension: what €10 a month grows into by retirement

Due Date Calculator

Calculate your due date with the Naegele rule — incl. pregnancy week, trimester & maternity leave

Ovulation Calculator

Calculate fertile days, ovulation & next period — not a contraception method

Driver's License Cost Calculator

What does a driving license cost? Calculate all costs: lessons, fees, exams

Widow's Pension Calculator

Calculate German widow's pension: large and small pension, grace quarter and income offsetting

Traffic Fine Calculator

Calculate fine, points & driving ban — speeding, distance, red light & phone under Germany's 2026 fine catalogue

Legal Costs Calculator

Calculate German lawyer & court fees (RVG/GKG) — with cost risk if you lose, settlement and appeal

Vocational Training Allowance Calculator

Calculate Germany's vocational training allowance (BAB): need, training pay and parental income under SGB III

Nursing Home Cost Calculator

Calculate your nursing home co-payment — with care fund supplement (15/30/50/75%), room, board & investment costs

Child Investment Account Calculator

Calculate a child investment account: ETF savings plan to 18, child-vs-parent tax, Early-Start Pension

Building & DIY

Health & Nutrition

Math & Calculators

Why Calculator Portal?

🔒

100% private

Your data stays in your browser. No login, no tracking.

🎯

Precise results

Current formulas, tax tables, and exemptions — regularly updated.

🆕

Completely free

All calculators are freely available. No hidden costs.

🇩🇪

Made for Germany

Specifically built for German tax, social, and housing law.

How it works

1

Choose a calculator

Pick the right calculator for your question.

2

Enter your data

Fill in the fields — all inputs stay local in your browser.

3

Get your result

Your result appears instantly — with charts and explanations.

Disclaimer

All calculations on Rechenportal are for informational purposes only and are not legally binding. Results may differ from actual values, as individual circumstances, legislative changes, or regional specifics cannot be fully accounted for. For binding advice, please consult a tax advisor, lawyer, or the relevant authority.