R

Gold Value Calculator

What is your gold or silver jewellery really worth? Enter weight and fineness, add today's price — and instantly see fine metal content, melt value and a realistic buy-back price.

100% freeNo data stored, no trackingUpdated September 2026

No live price — please enter today's price

This calculator deliberately fetches no price data from third parties. The defaults are example values from 24 Sept 2026 (gold approx. €120/g, silver approx. €1.80/g). Enter the current price before you sell.

Your items

Item 1
Metal
Weight
g
Fineness(hallmark stamp, e.g. 585)
Item 2
Metal
Weight
g
Fineness(hallmark stamp, e.g. 585)
Item 3
Metal
Weight
g
Fineness(hallmark stamp, e.g. 585)

Price & buy-back

Price per
€/g
€/g

Example value from 24 Sept 2026, please enter the current price

%

Tax check (Germany, § 23 EStG)

€
Holding period until sale
Realistic buy-back value

€902.39

after a discount of 15 % (€159.25)

Melt value

€1,061.64

fine content × price

Total weight

134.00 g

Fine gold

7.18 g

Fine silver

111.00 g

Discount

€159.25

Your items at a glance

ItemWeightFine contentMelt valueBuy-back
1. Gold 58510.00 g5.850 g€702.00€596.70
2. Gold 3334.00 g1.332 g€159.84€135.86
3. Silver 925120.00 g111.000 g€199.80€169.83
Total134.00 g118.182 g€1,061.64€902.39

Value per gram by fineness

Melt value and buy-back value per gram of alloy at the entered price

Tax check

Capital gain (buy-back − purchase price)-€97.61

Tax-free: more than one year lies between purchase and sale (§ 23 (1) sentence 1 no. 2 EStG).

VAT: investment gold is VAT-exempt under § 25c UStG — bars of at least 995 fineness and coins of at least 900 fineness minted after 1800 that are or were legal tender in their country of origin. Jewellery is not investment gold.

Silver is never VAT-exempt: bars carry 19% VAT, coins are often sold under the margin scheme (§ 25a UStG). That explains the wide spread between buying and selling prices for silver.

Assumptions & notes

  • Melt value is the pure precious-metal value: weight × fineness × price. Stones, base-metal clasps or solder are not deducted — so weigh jewellery with stones conservatively.
  • The buy-back discount reflects refining and trading costs. For bars and common coins it is small (often 2–5%), for scrap gold and broken jewellery considerably larger (often 10–25%).
  • The calculator uses no live price. The default is an example value from 24 Sept 2026; precious-metal prices change daily.
  • The tax check is a simplified assessment for private individuals under German law and does not replace tax advice. For inherited gold, the deceased's holding period counts.

Email results

Was the gold value calculator helpful?

Kaffee ausgeben ☕

Check how inflation erodes your savings

Inflation Calculator →

Guide: Selling Gold & Silver

Fineness, buy-back prices, taxes — clearly explained

Calculating Gold Value: What Your 8k, 14k and 18k Gold Is Really WorthFeatured

Calculating Gold Value: What Your 8k, 14k and 18k Gold Is Really Worth

Fineness, melt value, buy-back discount and taxes: the complete guide to the value of gold jewellery, coins and bars — with worked examples and silver.

2026-09-2410 min read
Selling Gold in Germany: When Is the Gain Tax-Free?

Selling Gold in Germany: When Is the Gain Tax-Free?

One-year holding period, €1,000 exemption limit, VAT-free investment gold: the tax rules for selling gold and silver in Germany, clearly explained.

2026-09-246 min read
585 or 750 Gold (14k vs 18k): Difference, Value and What Pays Off

585 or 750 Gold (14k vs 18k): Difference, Value and What Pays Off

58.5% or 75% fine gold: how 585 and 750 gold differ in value, colour and durability — with a worked example for selling.

2026-09-245 min read
Reading Gold Hallmarks: How to Identify the Fineness of Your Jewellery

Reading Gold Hallmarks: How to Identify the Fineness of Your Jewellery

333, 585, 14K or GP? What hallmarks on gold and silver mean, which marks only indicate plating, and how to test jewellery without a hallmark.

2026-09-245 min read
Calculating Silver Value: Valuing Cutlery, Jewellery and Coins Correctly

Calculating Silver Value: Valuing Cutlery, Jewellery and Coins Correctly

800, 925 or merely plated? How to calculate the melt value of silver cutlery, jewellery and coins — and why the buy-back discount is higher for silver.

2026-09-245 min read

You might also find useful

Inflation Calculator

Calculate purchasing power loss and price trends

Calculate now →

Compound Interest Calculator

Calculate compound interest: lump sum, savings rate, interest gain & compounding effect

Calculate now →

ETF Savings Plan Calculator

Simulate ETF savings plans: compound interest, scenarios, withdrawal planning

Calculate now →

Frequently Asked Questions

Gold value = weight in grams × fineness ÷ 1,000 × gold price per gram. A 10-gram ring made of 585 (14k) gold contains 5.85 g of fine gold. At €120 per gram, the melt value is €702. What you actually receive when selling is the buy-back value: melt value minus the dealer's discount.

585 gold consists of 58.5% fine gold, so one gram is worth 0.585 × the gold price. At the example price of €120 per gram (as of 24 Sept 2026), that is about €70.20 melt value; after a 15% buy-back discount roughly €59.67. For 750 gold it would be €90 melt value, for 333 gold just under €40.

The number states the fineness in thousandths. 333 equals 8 karat (33.3% gold), 375 equals 9 karat, 585 equals 14 karat, 750 equals 18 karat, 916 equals 22 karat and 999 is fine gold at 24 karat. For silver, 800, 835 and 925 (sterling) as well as 999 (fine silver) are common.

The gold price refers to fine gold in large bars. Buyers have to test, melt and refine scrap gold and want to make a margin, so they deduct a discount. For bars and common bullion coins it is usually small (2–5%), for scrap and broken jewellery often 10–25%. Get several offers and ask to see the weighing.

Privately held physical gold falls under § 23 EStG in Germany. If more than one year lies between purchase and sale, the gain is tax-free. With a shorter holding period, the gain is only tax-free if all private disposal gains of the year total less than €1,000 (exemption limit since 2024). If it is reached, the entire gain is taxable.

Investment gold under § 25c UStG means bars or wafers of at least 995 fineness and gold coins of at least 900 fineness that were minted after 1800, are or were legal tender in their country of origin and sell for no more than 80% above their gold value. Their supply is VAT-exempt. Gold jewellery does not qualify.

Precious metals are traded in troy ounces: 1 ounce = 31.1034768 grams. That is more than the common avoirdupois ounce of about 28.35 g. A one-ounce coin of 999 gold therefore contains roughly 31.07 g of fine gold. In the calculator you can enter weight and price in grams or ounces.

Rechenportal works without tracking and without fetching data from third parties. That is why an example price from 24 Sept 2026 is preset. You will find today's price in any financial news or at a dealer — simply enter it. The calculator stores your inputs in the address bar so you can share the result.