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Currency Converter

Convert the euro and 29 other currencies with the official reference rates of the European Central Bank. With a 90-day chart, a quick table and the markup your bank or card charges.

100% freeNo tracking, rates from our own serverOfficial ECB reference rates

Amount & currencies

EUR
Popular pairs

Bank or card markup

%

Banks, exchange offices and card issuers rarely use the reference rate. Enter the percentage your provider adds. You will find it in the price list or on the receipt.

Converted amount

100.00 EUR Euro =

113.67 USD

US dollar

Rate

1 EUR = 1.1367 USD

Inverse

1 USD = 0.87974 EUR

Loading the latest ECB rates …The ECB publishes only on working days at around 4 pm CET. At weekends and on holidays the last published rate applies.

With a 2.0 % markup

You receive about

111.40 USD

Cost of the markup

2.00 EUR

≈ 2.27 USD

Effective rate

1.1140

USD / 1 EUR

Quick table

EURUSD
1.001.14
10.0011.37
100.00113.67
1,000.001,136.70
USDEUR
1.000.88
10.008.80
100.0087.97
1,000.00879.74

Exchange rate over the last 90 days

1 EUR = … USD

The rate history is loading. If the ECB server cannot be reached, this area stays empty.

Good to know

  • The ECB reference rates are for information. Banks, cards and exchange offices use their own rates and usually add a few percent.
  • Cross rates (for example US dollars to złoty) are calculated via the euro: rate(PLN) ÷ rate(USD). Many accounting programs do the same.
  • Our own server loads the rates from the ECB every few hours. Your browser does not contact any third party, and your inputs never leave your device.

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Frequently Asked Questions

The converter uses the euro reference rates of the European Central Bank (ECB). They are published every working day at around 4 pm CET for about 30 currencies. Our server loads them directly from the ECB every few hours. The calculator always shows which day the rate comes from.

The ECB reference rate is an information rate at which nobody actually exchanges money. Banks, card issuers and exchange offices set their own rates and earn from the difference, often plus fixed fees. Use the “markup” field in the calculator to see what you really get from your provider.

The ECB publishes all rates against the euro. For a cross rate, divide the euro rate of the target currency by the euro rate of the source currency. Example: 1 euro = 4.3823 złoty and 1 euro = 1.1367 US dollars. Then 1 US dollar = 4.3823 ÷ 1.1367 ≈ 3.8553 złoty. The calculator does this automatically for every pair.

The ECB sets its reference rates once per working day. Market rates keep moving during the day, but the reference rate stays the same until the next publication. At weekends and on ECB holidays the last published rate applies. For a holiday or an invoice this precision is entirely sufficient.

As a rule, in the local currency. If a card terminal or cash machine offers to charge you in euros right away, the operator uses its own rate, often with a hefty markup. If you choose the local currency, your own bank converts, which is usually cheaper. If in doubt, compare the amount shown with our calculator.

It varies a lot. Many cards charge around 1 to 2% of the amount for payments in a foreign currency. Exchange offices at airports and stations are often much higher. When converting directly at the terminal or cash machine, markups from 3% to more than 10% are not unusual. The exact figures are in your provider's price list.

No. The conversion runs entirely in your browser. Your browser only asks our own server for the current rates, without sending the amount or currencies. Our server fetches the rates from the ECB. There is no connection to third parties, no tracking and no advertising.

The converter shows exactly the currencies for which the ECB publishes reference rates. Bulgaria adopted the euro on 1 January 2026, so the lev is history. The ECB suspended the rouble rate in March 2022. For currencies outside the ECB list the calculator does not use any other source.